Listen up, mortal, and heed this decree,
From 3 to 18, struggle, and learn to be free.
From 18 to 28, don't overspend, you fool,
Or you'll be a slave to debt, with no financial rule.

Invest, invest, invest, from 18 to 38,
Your future self will thank you, no need to explain.
Avoid the illusions, the thieves in disguise,
Don't impress others, or you'll be an empty wallet's demise.

By 40 or 45, financial freedom's your goal,
Achieve it, or suffer, it's your financial soul!